The Market D-Day No One Wants To Come...

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The Blind Spots No One Saw Coming…

On July 19, 2024, one bad software update from CrowdStrike crashed roughly 8.5 million Windows systems worldwide. Flights were grounded, banks glitched, hospitals and even 911 call centers were disrupted, and at least 750 U.S. hospitals saw digital services knocked offline—about one in three with available data.

Airlines canceled or delayed hundreds of flights, hospitals rescheduled care, and the global economic hit is estimated in the tens of billions of dollars from a single faulty configuration file. And that was an accident.

Now imagine it wasn’t.

Not a bug. Not a vendor apology tour. A deliberate strike at the power grid, core internet routes, and payment rails—all at once.

No missile. No bomb. Just a quiet line of code, and then one morning:

• Your phone shows full bars…but nothing loads.
• Your card “times out” at the grocery store.
• The ATM down the street flashes “OUT OF SERVICE.”
• Your banking app spins like it did on that CrowdStrike day—only this time it never comes back.

In a world where most people don’t carry more than a few dollars of physical cash, money isn’t just hard to get. It’s unreachable.

From Workday to Blackout Friday in 10 Minutes. You were driving home, daydreaming about dinner, thinking about the weekend.

Then the first wave hits:

• The store’s point‑of‑sale system dies.
• The manager says, “Cash only,” but the ATM network is frozen.
• The line starts to buzz with nervous energy.

Two people reach for the last pack of bottled water at the same time.
On Black Friday, they might laugh and joke.

On Blackout Friday, they don’t.

Hands tighten. Voices rise. A shove. A punch. Someone screams.
Because now it’s not about a discount TV—it’s about not being the one who goes home empty‑handed.

CrowdStrike proved that a software glitch can stall planes, hospitals, banks, and media in a matter of hours. Now scale that up, on purpose, and instead of inconvenience you get a liquidity and logistics heart attack: no payments, no signal, no coordination.
Fear supersedes logic.

Your lizard brain takes the wheel.

When the Power and the Money Die Together
The real “double whammy” isn’t just the grid going dark. It’s:

• No electricity to keep food cold, pump gas, run ATMs, or power cell towers.
• No digital payments for anyone who didn’t hoard cash like it was 1993.

Within 24–48 hours of a true grid‑plus‑payments failure, researchers warn that people cut off from cash or electronic payments will turn desperate, and civil disorder risk spikes as frustrations grow over access to money, food, and essentials.

That’s when the real Blackout Friday starts.

• Grocery stores are stripped—first by those who still have cash, then by those who don’t care about paying anymore.
• Home improvement stores lose every generator, propane tank, chain, lock, and tool that can be used for power or protection.
• Gas stations switch to CASH ONLY, then close when the tanks run dry and resupply trucks can’t be dispatched or paid.

When two hands reach for the same steaks, the same five‑gallon gas can, the same box of ammo—no one is asking for the manager. They’re swinging, it’s “Every Man for Himself”.

The first civil war of this kind doesn’t start with flags and speeches. It starts with neighbors, standing in the same line, suddenly realizing there isn’t enough:

• Enough food for both of their families.
• Enough fuel for both of their cars.
• Enough meds for both sets of kids or grandparents.

APRIL 18TH

The currency on Day 3 isn’t dollars.

It’s:

• Canned food and water.
• Propane, gasoline, diesel.
• Medicine and batteries.
• Weapons—and the people willing to use them.

If you thought politics would divide the country, try a three‑day outage where money, foods and communications are down and you will see a divide bigger than Moses parting the red.

The same way millions of machines worldwide “blue‑screened” in minutes over a single faulty update, millions of human minds can flip from calm to feral when they realize:

“I can’t get paid. I can’t buy food. I can’t call for help.”

The next world‑scale conflict may not start with a mushroom cloud.
It may start with:

• A payment system that freezes on a Friday.
• A grid that fails in a heat wave or deep freeze.
• A coordinated cyber strike that makes the CrowdStrike outage look like a dress rehearsal.

 It’s like some one officially declares war, cities burn, neighborhoods barricaded, and armed groups form around whoever can promise food, energy, and protection.

There is no foreign troops on the shores.
It’s American citizens at each other’s throats in a slow‑motion, distributed civil war.

The blind spot everyone took for granted was simple:

We built an entire civilization on invisible stacks of code, power, and credit—
and we assumed they’d always be there when we tapped, swiped, or flipped the switch.

It Doesn’t take a rocket scientist to conspiracy theorist to see how fragile that is.

You just have to imagine waking up one morning to a world where the screens stay dark, the cards stop working, and the only law that exist, is survival.

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The Market D-Day No One Wants To Come…

At 4:13 a.m. in Washington, the president woke up to an aide pounding on his door.
“The screens,” the aide said, out of breath. “You need to see the screens.”

On one wall, Asia was lit up in blinking red. A flood of alerts screamed the same word: Taiwan.

Fighter jets crossing lines they weren’t supposed to cross. Warships moving just a little too close. A “training exercise” that looked, to the wrong pair of eyes, like the first step into World War 3.

In Beijing, a different screen glowed in a dark room. Maps of sea routes. Satellite images. Long lists of sanctions every country had ever used against another. A general tapped the table.

“They think we’re bluffing,” he said.

A silent room answered him. No one dared say what they were really thinking: that one wrong move could break the world economy in a matter of days.

The First Domino: By breakfast time in New York, it began.

First came the markets. Futures crashed lower before most people had even turned off their alarms. It wasn’t just stocks; it was everything. Cargo companies. Chip makers. Banks. Oil. Even the “safe” stuff bled red. Phones buzzed in small apartments and big houses alike.

• Parents scrolling headlines they didn’t understand but knew they should fear.
• Traders staring at screens that looked like a slow‑motion car crash.
• Teenagers reading doom posts about “the end of the world” between TikTok clips.

The news anchors called it “geopolitical tensions.” Everyone else called it what it felt like: the moment the floor began to crack.

But the strangest part? No shot had been fired. No invasion announced. All it took was radar blips, sharp words in press conferences, and a rumor that a single ship in the wrong place had “gone dark.”

The world had become so tightly wired that fear moved faster than facts.


Shockwaves
Within hours, ships started to turn around.
A captain in the Red Sea got new instructions: don’t risk the shortcut. Take the long way around Africa. It would add weeks to the trip and millions to the cost, but no one wanted to be the unlucky headline. Insurance rates exploded. Freight prices jumped. Somewhere in Europe, a factory manager realized the parts on that ship were the only ones that kept his lines running.

He did the math.
Two weeks late? Annoying.
Six weeks late? Layoffs.

On the other side of the world, a young woman in Brazil stared at the rising price of gas and groceries. She didn’t know the name of the strait her food passed through. She didn’t care about shipping lanes or chip supply chains. She only knew her paycheck had not grown, and her bills had.

Fear doesn’t need a map. It just needs a receipt. 

In the White House briefing room, each question carried the same hidden message: “Are you about to start a war?”

The president spoke slowly, each word measured. There would be “consequences” if lines were crossed. There would be “restraint” and “dialogue.” He said all the right things, and yet every sentence sounded like it might be the last calm one.

Across the ocean, other leaders gave their own speeches. Some shouted. Some whispered. A few said nothing at all, letting their silence shake markets more than any threat could.

Investors dumped stocks and rushed into “safety,” not realizing there was no true safety left. When everything depends on everything else, where do you hide? Gold spiked. Bonds whipsawed. Crypto soared, then crashed, then soared again, like a heartbeat trying to decide if it wanted to keep going.

The headlines grew darker by the hour:

• “Is This the Start?”
• “New Cold War Turns Hot?”
• “The Dominoes Are Lined Up”

Somewhere, a kid in a small town read those headlines and wondered if he should even bother studying for his math test.

The Plot Twist:

By late afternoon, the world was holding its breath.

Satellites tracked every movement near Taiwan. Analysts zoomed in on grainy images, arguing on TV about shadows and ship wakes. Social feeds were full of “leaks,” “insider reports,” and fake videos that looked real enough to spark another leg down in the market.

And then, in one quiet control room, three low‑ranking technicians noticed something strange.

A small radar station on a tiny island had been glitching for days. No one had fixed it because budgets were tight and priorities were elsewhere. The software patch they finally pushed that morning had a bug. It duplicated signals. One jet looked like a swarm. One ship looked like a fleet.

The “massive buildup” that had sent fear through every capital on earth?
Half of it was a software error.

The technicians stared at the logs, checked them twice, then a third time. Their supervisor cursed under his breath. By the time the truth climbed its way up the chain of command, the world had already lost a trillion dollars in market value, and millions of people had already imagined mushroom clouds in their nightmares.

It turned out the day no one wanted to come had arrived…because of a forgotten patch file and a tired coder three months earlier.

A Fragile Hope
By evening, there were careful statements.
“Technical misreading’s.”
“Unexpected system behavior.”
“De‑escalation.”

Markets bounced, but not all the way back. Some damage doesn’t show up on charts.
People who had sold everything in panic now watched prices crawl higher without them.

Companies that had pulled orders and cut workers could not just flip a switch and pretend it never happened. A generation of kids had scrolled through a day of “World War 3?” posts that would live in the back of their minds long after the headlines moved on.

The real terror wasn’t that the world had almost gone to war over a bug.

The real terror was this: if a coding error and a few bad assumptions could shake the global system this hard, what would happen when something truly awful—truly intentional—finally arrived?

That night, as markets settled and leaders praised “restraint,” ordinary people lay awake, staring at the ceiling.

They had survived The Day No One Wants to Come.

But they also knew something they could never unlearn:

The dominoes weren’t just lined up at the borders of nations.
They were lined up in code, cables, shipping routes, and bank screens.
The next time fear pushed the first one, there might not be a glitch to blame or a quiet fix in a control room.

There would still be hope. There is always a little hope.

But it would feel, more than ever, like a thin, shaking light at the end of a very dark, very crowded tunnel—one where the walls were made of screens, and every screen waited for the next red alert.

 

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Thank you for reading, we appreciate your feedback—sharing is caring.

Kevin Davis Founder of Investment Dojo and Author of The C.R.E.A.M. Report

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