WHEN INVESTING BECOMES A LIFESTYLE YOU WEAR IT!

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DEATH OF THE NUCLEAR FAMILY…

These days we live in a society that subscribes to the false narrative of, “Of course I want you to do better, just not better than me.” How do you build anything of great substance when the underlying tone is one of selfishness, lacking brotherhood, fellowship, or community?

What happened to the nuclear family? 

How do you achieve generational wealth if there is no longer a generational home? What happened to the sanctity of marriage and procreation? There is a societal virus that’s going around destroying families and upsetting the natural order of things.

You see it on TV, in the schools, and the media; we are at war with common sense. 

Today’s system has people so under pressure and money hungry that they have killed off tradition, right along with the voice of reason that used to come from the time when we used to have dinner together as a family. 

 It’s truly every man and woman for themselves. 

And the sad part is that if you identify as a man or a woman, just when we thought being single-minded and a single parent was destroying the family, there is a new distraction that’s attacking the family structure. 

The system brainwashed those willing into a one-job-income only for inflation to raise the bar, proving that not only is one job not enough but if you expect to be an active participant in raising your child you better have help or they will be raised by the wolves of society.

How can one instill the principals, rules and guidelines essential for raising a strong man or woman if they barely have anytime to sleep? —Because instead of building multiple streams of income they are working multiple jobs feeling lucky if the have off on Sunday.

Working parents in the U.S. spend, on the average, about 1.4 hours per day (roughly 10 hours per week) on direct care and help for their children under 18. Mothers typically spend more time than fathers. In 2023, mothers averaged 1.7 hours per day, while fathers averaged 1.1 hours per day on direct child care. 

Parents of younger children (under age 6) spend more time—mothers about 2.7 hours and fathers about 1.6 hours daily, on caregiving activities.

So tell me based on the math, not only where do you find the time but exactly who is raising your children? Or to have a living relationship, it used to be grandma and granddad but with family structure being disintegrated, the responsibilities are falling on family, friends, daycare, and after school programs. 

While this may not seem like a financial issue, the lack of love in society has decreased the rate of marriages, and the lack of marriages and its affordability has decreased the family. 

 And the lack of family has decreased the ability to build wealth as a family unit.

In Florida, in the Haitian community, it is not uncommon to find eight or plus people living in a household. This is an example of family coming together to finance everyone’s dreams by dividing the liabilities amongst them all. 

This is part of the reason why foreigners come to America and do so well. They couldn’t care less about status quo because believe it or not, family is alive and well outside of the USA.

 Just look at what countries are included (latest available data):

• Maldives: 14.6–20.1

• Antigua & Barbuda: 21.0

• Barbados: 13.5

• Liechtenstein: 12.8

• Cyprus: 12.1

• Seychelles: 11.5

• South Africa: 11.5

• Jamaica: 10.3

• Palestine: 10.0

• Lebanon: 9.7

• Fiji: 9.8

• Egypt: 9.6

• Guinea: 9.5

• Bahamas: 9.5

• Uzbekistan: 9.5

Apparently they are doing something right, and have folded into the concept of, without family we all die off. 

While in the U.S. the marriage rate is 5.1 per 1000—which is at its lowest level in 100 years—rates over the century are as follows:

• 1920: 12.0 per 1,000 people (also 92.3 per 1,000 unmarried women)

• 1930s: Rate fell sharply during the Great Depression to 9.1 per 1000 people

• 1946: Peak of 16.4 per 1,000 people (post-World War II)

• 1950s–1960s: Rates fell, then bounced back in the 1960s from a range between 8.4 and 8.5 per 1000 people

• 1970s: Start of a long-term decline

• 2019: About 6.1 per 1,000 people

• 2022: 6.2 per 1,000 people

• 2025: 5.1 per 1000 people

I don’t know about you but I may just have to relocate to the Maldives. 

The fact of the matter is—we are better together as family. Instead of competing with the Joneses, rebuilding and helping the Joneses to build should be the concept. 

If we don’t change we will be a victim of the wolves that eat their young raised in a loveless society where money and materialism is paramount and mental issues are plenty, as opposed to a living environment where parents have actual time to raise their children and finances are secondary because multiple streams of income and financial literacy has made it so people are no longer struggling. 

This is the purpose of Investment Dojo—financial prosperity and happiness to all. 

The Book of Genesis 1:28, states be fruitful and multiply! 

WHEN INVESTING BECOMES A LIFESTYLE YOU WEAR IT!

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THE GREAT DISTRACTION…

It is very common for the government to mask policy events by creating dramatic world events.

There was a movie starring Dustin Hoffman and Robert De Niro, released in 1997, called Wag the Dog. It was a political satire centered around the spin doctors and a Hollywood producer who fabricated a war in Albania to distract the public from a presidential sex scandal. The title originates from the idiom “the tail wagging the dog,” which refers to situations where something of lesser importance controls something more significant.

Which leads us to the current state of today’s politics…

It is ironic, coincidence, or a strategic move to distract the American public with a politically motivated fake spat between president Trump and Elon Musk while simultaneously orchestrating extremely aggressive immigration raids in the state of California and at least five Democratic-led states, including New York, Pennsylvania (Philadelphia), Virginia (Northern Virginia), Illinois (Chicago), and Washington (Seattle), in addition to California.

Protests and enforcement actions were also reported in cities such as Austin, Dallas, and Washington, D.C., triggering protests and riots all across the country. Was this a stage built to slip the big, beautiful tax bill beneath the noses of the American people?

What exactly is in this big, beautiful tax bill anyway? Here are some of the line items:

• Over $60 billion is allocated for border security, including $46.5 billion for new and improved physical barriers, major investments in surveillance technology, and hiring thousands of new Border Patrol agents

• Permanent tax cuts for individuals and families, with most Americans seeing lower tax bills and bigger paychecks

• Benefits skew toward higher earners, with lower-income households seeing smaller gains or even reduced benefits due to spending cuts

• Increases the child tax credit to $2,500 per family

• Some spending cuts may negatively impact social programs relied upon by lower-income Americans

• Expands and makes permanent deductions for small businesses and pass-through entities, with strong support from small business groups

• Adds complexity to the tax code with new exemptions and deductions that require additional compliance and IRS guidance

• Protects Medicaid for eligible Americans by removing ineligible recipients

• Increases estate and gift tax exemption to $15 million per individual, indexed for inflation

• Provides certainty and stability by making many 2017 tax cuts permanent

• Some spending cuts may negatively impact social programs relied upon by lower-income Americans

While there are too many points to list, one thing is for certain; if passed, the tax bill will increase the deficit by approximately 3 trillion over the next 10 years. While there are pros and cons, increasing the deficit reeks of the approach that says kill them all and let God sort them out.

Meaning…as billionaires, let’s get what we can over the next four years, after that, who cares? Which also makes you wonder if the rhetoric on balancing the budget was just that rhetoric floated up the political flag post to galvanize the republican base, who haven’t seen a republican balanced budget since Dwight D. Eisenhower in the 1950s.

Nonetheless, these are excellent talking points to take to the upcoming midterm elections on Tuesday, November 3rd, 2026, where 435 seats in the House of Representatives and 33 seats in the Senate will be up for grabs.

Whether the very public spat was fake or not, the Democrats would love very much to flip the richest man in the world's donating purse in their direction so they would at least have a fighting chance at the polls.

Regardless of who is in power, the juxtaposition of each party's agenda should be watched like a hawk, as nothing in politics is ever as it seems.

WHEN INVESTING BECOMES A LIFESTYLE YOU WEAR IT!

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Thank you for reading, we appreciate your feedback—sharing is caring.

Kevin Davis Founder of Investment Dojo and Author of The C.R.E.A.M. Report